When life comes calling, a fast, affordable loan might be the right answer
Take a step toward your goals with an XCEL Signature loan
Whether you're checking an item off your bucket list or paying for a big repair, a Signature Loan gives you the money you need at an affordable rate. With up to six years to repay, you can invest in your family's happiness or take care of serious business without putting a strain on your monthly budget.
- Borrow from $500 to $40,000
- Streamlined application process gets money into your account fast
- Competitive rates and flexible repayment terms keep your payment affordable
A Back-to-School Loan from XCEL can help you hit the books without breaking the bank!
Purchase school supplies, uniforms, laptops and more with:
- Rates as low as 6.99% APR*
- Terms up to 24 months
- Funding up to $5,000
- No prepayment penalty
XCEL FCU is a credit union serving members in New Jersey, New York and across the country.
*APR=Annual Percentage Rate. Rates are subject to change at any time and are based on an evaluation of credit, subject to XCEL's underwriting criteria; therefore, your rate may differ. Loan payment example: $5,000 for 24 months at 6.99% will have a monthly payment of $223.84.
Rates are based on an evaluation of credit history, and the term of the loan. Approvals are subject to our underwriting criteria. Members may borrow from $500-$40,000 with terms to 6-years. You must be a member in good standing (meaning you must have $5 in your XCEL savings account). There are several types of personal loans including Signature Loans, Debt Consolidation Loans, Holiday Loans, Vacation Loans and even Cyber Monday Loans. XCEL is banking you can trust. XCEL lending officers are standing by to assist you.