Vacation Loan

From sandy beaches to snowy mountain tops – your dream vacation is within reach

Let XCEL help you book your trip of a lifetime.

Whether you fall asleep dreaming of breakfast in France or a safari in Africa, you can wake up a world away thanks to an XCEL Vacation Loan. With flexible terms and favorable interest rates, you'll be able to enjoy your travels without feeling guilty.

  • Loan amounts available from $500 to $40,000 
  • Up to 84 months to pay it back
  • Competitive interest rates


XCEL FCU is a credit union serving members in New Jersey, New York and across the country.