The Signature Loan is an unsecured product that is tailored to your specific needs.
- Need new furniture?
- Need to pay down the credit cards?
- Need new appliances?
The Signature Loan is especially popular because it’s short term and low interest. Use it however you want!
Borrow as much as $40,000 for up to 7-years at rate as low as 9.99% APY.
Call us at (973) ASK XCEL then Option 2 or you can even apply through our free mobile app!
APR=Annual Percentage Rate. Rates are based on an evaluation of cred history; therefore, your rate may differ. Approvals are subject to our underwriting criteria.
In some cases, XCEL will pay your debtor directly then request the account to be closed.
Personal/Debt Consolidation Loans:
-Loan Payment Example: Personal Loan of $3,000 for 12 Months has a payment range of $257 to $264.