Makeover Loan

The MakeOver Loan is an unsecured product that is tailored to let you give yourself a little gift.

  • Need new furniture? – MakeOver
  • Need a weekend away? – MakeOver
  • Need to pay down the credit cards? – MaKeOver
  • Need new appliances? – MakeOver

The MakeOver is especially popular because it’s short term and low interest.   Use it however you want!

Borrow to $25,000 for up to 5-yers at a rate as low as 7.99% APY.

Call us at (973) ASK XCEL then Option 2 or you can even apply through our free mobile app!

APR=Annual Percentage Rate.  Other terms and conditions are available.  You must qualify for this rate.  This offer may be withdrawn at any time for any reason.  All rights reserves.  You must be a member of XCEL Federal Credit Union.  For information on membership, please call us at (973) ASK XCEL then Option 6.

Due to the inclement weather XCEL Federal Credit Union will have a delayed opening at 10am on Thursday, March 22, 2018. We apologize for any inconvenience this may cause but please feel free to use our mobile app or web banking services to access your account. Thank you and have a safe day! Learn more