Join XCEL and experience something new – SATISFACTION

XCEL FCU is a credit union serving members in New Jersey, New York and across the country. We take pride in helping our members achieve their dreams and accomplish their financial goals, whatever they may be, by offering savings and lending solutions that support success.  

How to Become and XCEL Member

If you work for, or are involved in, any of the organizations on the list below, you're automatically eligible for XCEL membership. Apply for membership

How to Submit Paper Application and Proof of Eligibility

Please submit paper application and proof of eligibility to our Member Service Department at [email protected].

Family Members Are Eligible

Once you join XCEL, your immediate family members are eligible as well, so your whole family can take advantage of the benefits of credit union membership.

Does Membership Cost Money?

Open your savings account with a $5 deposit and you're an XCEL Member !

Organizations List

Please view our organizations list here.