Bill Pay

Don’t write another check, lick and stamp another envelope.  We have a better way!  XCEL offers FREE Bill Pay service to its members.  This service allows you to pay your bills electronically – safely and securely – in the comfort of your own home using a PC, laptop or any mobile device.

Open an XCEL Checking Account and log into Internet Banking or Mobile Banking to access Bill Pay.

  • No Monthly Fee
  • Available 24 hours a day, 365 days per year
  • Setup automatic monthly payments and never be late again
  • Your transactions will be itemized on your monthly statement


Bill Pay is much more than just saving you the cost of postage – it’s fast, secure and convenient.  It’s better for the environment and it’s an easier way to track your money.

Bill Pay is EASY!  Access Mobile Bill Pay through XCEL’s Mobile app.

Please note that bills may take a few days to clear your account.