Auto Loans

Secure your new or used Auto Loan with XCEL before you walk into the dealership, and put yourself in control.  Having a pre-approved loan is just as powerful as having cash in your pocket!  Call our Loan Department for a pre-approval before you visit the dealer!

  • Terms up to 84 Months
  • Attractive rates
  • Fast & Easy
  • GAP, Life, Disability and Unemployment Insurances available

For information & assistance: 973-ASK-XCEL (275-9235) Option #2

For Auto & Mechanical Breakdown Protection – Click on the image:


Effective June 4, 2018, XCEL's Federal Plaza & Call Center will be open Monday - Friday from 9am - 5pm ET. The Journal Square branch will have the same hours EXCEPT for Thursdays where we will be open from 9am - 6pm ET. Sorry for the inconvenience and we appreciate your membership!