Debt Consolidation

XCEL wants to help you! Reduce your monthly expenses and save money by consolidating all of your high interest rate credit cards and loans into one simple payment.

  • Terms up to 84 Months
  • Borrow up to $40,000
  • Attractive rates
  • Fast & Easy
  • Life, Disability and Unemployment Insurances available

For information & assistance: 973-ASK-XCEL (275-9235) Option #2

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Effective June 4, 2018, XCEL's Federal Plaza & Call Center will be open Monday - Friday from 9am - 5pm ET. The Journal Square branch will have the same hours EXCEPT for Thursdays where we will be open from 9am - 6pm ET. Sorry for the inconvenience and we appreciate your membership!