Kasasa Cash Back

Kasasa Cash Back puts your hard-earned money right where you want it — back in your pocket. Earn cash back on debit card purchases — what you buy is up to you. No pointless points to redeem or minimum balance requirements to earn cash back.

It’s free checking that doesn’t just pay. It pays you back. We’ll even refund your ATM fees (up $20/per month) nationwide. So you can wield your debit card across the country, worry-free.

Direct Deposit required to open account, minimum $1,000.00 or entire payroll. 


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XCEL will be upgrading Internet Banking and Bill Pay on March 30th. Please log into your account to see a list of all the new features.