Kasasa Cash Back

Kasasa Cash Back puts your hard-earned money right where you want it — back in your pocket. Earn cash back on debit card purchases — what you buy is up to you. No pointless points to redeem or minimum balance requirements to earn cash back.

It’s free checking that doesn’t just pay. It pays you back. We’ll even refund your ATM fees (up $20/per month) nationwide. So you can wield your debit card across the country, worry-free.

Direct Deposit required to open account, minimum $1,000.00 or entire payroll. 


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XCEL wants to HELP! Please call 973-528-8737 if you are an XCEL member and a federal government employee furloughed and are experiencing financial difficulties.