Kasasa Cash Back

Kasasa Cash Back puts your hard-earned money right where you want it — back in your pocket. Earn cash back on debit card purchases — what you buy is up to you. No pointless points to redeem or minimum balance requirements to earn cash back.

It’s free checking that doesn’t just pay. It pays you back. We’ll even refund your ATM fees (up $20/per month) nationwide. So you can wield your debit card across the country, worry-free.

Direct Deposit required to open account, minimum $1,000.00 or entire payroll. 


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Effective June 4, 2018, XCEL's Federal Plaza & Call Center will be open Monday - Friday from 9am - 5pm ET. The Journal Square branch will have the same hours EXCEPT for Thursdays where we will be open from 9am - 6pm ET. Sorry for the inconvenience and we appreciate your membership!