Invest in organic growth.
It's high-quality savings, certified.
What's your definition of the long haul? Whether it's a few months or a few years, XCEL has Share Certificate (CDs) options that give you control over how much to deposit and for how long, all with a fixed, guaranteed rate of return.
Special Share Certificate Offers
3.50% APY¹ (3.44% APR²) for 7 Months | Rolls into a 6 Month Share Certificate at Maturity
3.95% APY¹ (3.88% APR²) for 13 Months | Rolls into a 12 Month Share Certificate at Maturity
- Minimum deposit of $500
- No maximum deposit
- Choose from a wide range of terms, from 3 months to 5 years
- Dividends compound monthly and are credited monthly
- Federally insured by the NCUA
- Early withdrawal penalties apply
If you're looking for greater dividends than a traditional savings account, our Certificate could be the right choice for you.
1APY=Annual Percentage Yield. 2APR=Annual Percentage Rate. Rates subject to change without notice. Minimum deposit of $500 required to open and earn the stated APY. Early withdrawal penalties may apply and could reduce earnings. Upon maturity, the 7-month certificate will automatically roll into a 6-month Share Certificate, and the 13-month certificate will automatically roll into a 12-month Share Certificate at their prevailing rates unless alternate instructions are provided. Membership eligibility required.
These products are not eligible for IRA certificates.
